Payment Gateway Integration
Payment Gateway Integration Services covering both razorpay integration developer work for the Indian market and stripe API setup for businesses billing internationally.
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Payment Gateway Integration Services connect a website or app's checkout flow to a payment processor — most commonly Razorpay for Indian rupee transactions or Stripe for international and multi-currency billing — handling the technical work of tokenization, webhook events, and failure handling that a checkout button alone doesn't cover.
A payment button that works during a demo often breaks in production the first time a card is declined, a webhook arrives out of order, or a customer's bank flags a transaction for review. Payment Gateway Integration Services exist specifically to handle these edge cases properly, not just the happy path where every payment succeeds cleanly.
For Indian businesses, a Razorpay integration typically covers UPI, cards, netbanking, and wallets in one build, along with the specific webhook events Razorpay sends for successful, failed, and refunded payments — missing proper webhook handling is one of the most common reasons an order shows as unpaid in a business's system despite the customer being charged.
For businesses billing internationally or wanting subscription billing, Stripe covers multi-currency processing, recurring billing, and a more developer-friendly API than most alternatives — but it also requires careful handling of Strong Customer Authentication requirements for European customers, which a rushed integration frequently gets wrong.
bizOversal treats webhook handling and failure states as core requirements from day one, not an afterthought bolted on after a client reports a mismatch between what Razorpay or Stripe recorded and what the business's own order records show.
Who needs Payment Gateway Integration
Your payment gateway integration roadmap
Gateway Selection & Setup
As part of our Payment Gateway Integration Services, we confirm Razorpay, Stripe, or both based on your customer geography.
Day 1Checkout Integration
The checkout flow is integrated with proper tokenization for PCI compliance.
Day 2–5Webhook & Failure Handling
Webhook events for success, failure, and refunds are wired to your order system.
Day 6–7Testing & Go-Live
The integration is tested against real failure scenarios before going live.
Day 8Deliverables checklist
We separate what the government issues from what our team drafts and delivers.
Common mistakes with Payment Gateway Integration
Transparent pricing matrix
| Component | Professional Fee | Govt. / Statutory Charge |
|---|---|---|
| Gateway setup & checkout integration | ₹4,000 | ₹0 |
| Webhook handling & reconciliation | ₹1,999 | ₹0 |
| Total (starting) | ₹5,999 | ₹0 |
Razorpay vs. Stripe — choosing the right processor
| Factor | Razorpay | Stripe |
|---|---|---|
| Best for | Indian rupee transactions, UPI | International, multi-currency billing |
| Local payment methods | UPI, netbanking, wallets | Limited outside supported markets |
| Recurring billing | Supported | Extensive subscription tooling |
| Developer experience | Good, India-focused docs | Widely regarded as best-in-class |
Startup Cost Estimator
Payment Gateway Integration — FAQs
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