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Web Development · Payments

Payment Gateway Integration

Payment Gateway Integration Services covering both razorpay integration developer work for the Indian market and stripe API setup for businesses billing internationally.

Payment Gateway Integration Services specialists Webhook and failure handling included PCI-compliant tokenization

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Payment Gateway Integration Services connect a website or app's checkout flow to a payment processor — most commonly Razorpay for Indian rupee transactions or Stripe for international and multi-currency billing — handling the technical work of tokenization, webhook events, and failure handling that a checkout button alone doesn't cover.

A payment button that works during a demo often breaks in production the first time a card is declined, a webhook arrives out of order, or a customer's bank flags a transaction for review. Payment Gateway Integration Services exist specifically to handle these edge cases properly, not just the happy path where every payment succeeds cleanly.

For Indian businesses, a Razorpay integration typically covers UPI, cards, netbanking, and wallets in one build, along with the specific webhook events Razorpay sends for successful, failed, and refunded payments — missing proper webhook handling is one of the most common reasons an order shows as unpaid in a business's system despite the customer being charged.

For businesses billing internationally or wanting subscription billing, Stripe covers multi-currency processing, recurring billing, and a more developer-friendly API than most alternatives — but it also requires careful handling of Strong Customer Authentication requirements for European customers, which a rushed integration frequently gets wrong.

bizOversal treats webhook handling and failure states as core requirements from day one, not an afterthought bolted on after a client reports a mismatch between what Razorpay or Stripe recorded and what the business's own order records show.

Is this right for you?

Who needs Payment Gateway Integration

E-commerce and SaaS businesses needing a Razorpay-based build for the Indian market
Businesses billing customers internationally or needing recurring billing through Stripe
Existing sites with a payment integration that fails silently on declined or delayed payments
Founders building a checkout flow from scratch who want proper tokenization and PCI compliance built in
How it works

Your payment gateway integration roadmap

1

Gateway Selection & Setup

As part of our Payment Gateway Integration Services, we confirm Razorpay, Stripe, or both based on your customer geography.

Day 1
2

Checkout Integration

The checkout flow is integrated with proper tokenization for PCI compliance.

Day 2–5
3

Webhook & Failure Handling

Webhook events for success, failure, and refunds are wired to your order system.

Day 6–7
4

Testing & Go-Live

The integration is tested against real failure scenarios before going live.

Day 8
What you actually receive

Deliverables checklist

We separate what the government issues from what our team drafts and delivers.

Government filings & certificates
bizOversal drafted deliverables
Fully integrated checkout via Razorpay, Stripe, or both
Webhook handling for payment success, failure, and refund events
PCI-compliant tokenization, no raw card storage
Order reconciliation against gateway records
Avoid these pitfalls

Common mistakes with Payment Gateway Integration

Building only the happy-path checkout flow and ignoring failed, delayed, or disputed payment webhook events
Storing raw card details instead of using proper tokenization, creating a PCI compliance risk
Skipping Strong Customer Authentication handling in a build serving European customers
Not reconciling gateway records against internal order records, letting mismatches go unnoticed
No surprises

Transparent pricing matrix

Prices in INR, exclusive of 18% GST.
ComponentProfessional FeeGovt. / Statutory Charge
Gateway setup & checkout integration ₹4,000 ₹0
Webhook handling & reconciliation ₹1,999 ₹0
Total (starting) ₹5,999 ₹0
Compare your options

Razorpay vs. Stripe — choosing the right processor

Factor Razorpay Stripe
Best for Indian rupee transactions, UPI International, multi-currency billing
Local payment methods UPI, netbanking, wallets Limited outside supported markets
Recurring billing Supported Extensive subscription tooling
Developer experience Good, India-focused docs Widely regarded as best-in-class
Bundle your total cost

Startup Cost Estimator

Frequently asked

Payment Gateway Integration — FAQs

Razorpay suits Indian rupee transactions with UPI and local payment methods, while Stripe suits international or multi-currency billing — many businesses serving both markets integrate both through our Payment Gateway Integration Services.
Proper handling of UPI, cards, netbanking, and wallets, plus webhook events for success, failure, and refunds — the parts that make a payment system reliable rather than just functional in a demo.
Not inherently harder, but it requires additional attention to Strong Customer Authentication for European customers and currency conversion handling that a purely domestic integration doesn't need to worry about.
An order can show as unpaid in your system despite the customer being successfully charged, or vice versa — proper webhook handling and reconciliation is what prevents this exact mismatch.
Yes, proper tokenization means your system never stores raw card details directly, which is central to maintaining PCI compliance without needing your own full compliance certification.
Yes, both Razorpay and Stripe support recurring billing, and we configure it as part of either a razorpay integration developer engagement or a stripe API setup, depending on which platform fits your business.

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